A somewhat eclectic blog offering advice and suggestions based on my experiences on how to deal with numerous day to day situations, what to buy, where to buy it, how to negotiate and insight into major decisions you may need to make.
Wednesday, June 22, 2011
Less Mail, Less Credit Card Offers
How many pieces of mail do you receive that you rip up immediately?
I know that I have more than enough credit cards and do not need any more. And if I wanted one, it would be of my choosing because I wanted it.
Recently I received a pre-approved credit card offer. I didn't want it. At the bottom of the letter is a phone number to call so that you can stop receiving "prescreened" offers of credit and insurance offers from the company sending you the offer along with other companies.
This "opt-out" is good for 5 years.
I did it once for my husband and then they ask if you want to do it for a spouse or family member, so I went through it again for myself.
If you are wondering if this is legitimate, I called my bank and asked them to verify the number and they did.
Maybe we can all save some paper too.
Posted by ShelleySays at 5:34 PM
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So smart of you to read the lettter, I just automatically shred instead. Thanks for the information.
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