Wednesday, June 22, 2011
Less Mail, Less Credit Card Offers
How many pieces of mail do you receive that you rip up immediately?
I know that I have more than enough credit cards and do not need any more. And if I wanted one, it would be of my choosing because I wanted it.
Recently I received a pre-approved credit card offer. I didn't want it. At the bottom of the letter is a phone number to call so that you can stop receiving "prescreened" offers of credit and insurance offers from the company sending you the offer along with other companies.
This "opt-out" is good for 5 years.
I did it once for my husband and then they ask if you want to do it for a spouse or family member, so I went through it again for myself.
If you are wondering if this is legitimate, I called my bank and asked them to verify the number and they did.
Maybe we can all save some paper too.